Finology Quest
Finology Quest

@Finology_Quest

13 ุชุบุฑูŠุฏุฉ 5 ู‚ุฑุงุกุฉ Dec 17, 2024
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Which is a better measure of Valuation ~ ๐—ฃ/๐—˜ ๐—ผ๐—ฟ ๐—˜๐—ฉ/๐—˜๐—•๐—œ๐—ง๐——๐—”?
Let's find outโคต๏ธ
#StockMarketIndia #Finances
๐—ช๐—ต๐—ฎ๐˜ ๐—ถ๐˜€ ๐—ฃ/๐—˜ ๐—ฅ๐—ฎ๐˜๐—ถ๐—ผ?
โžฑFormula: Price of 1 Share รท Earnings Per Share (EPS)
โžฑMeaning: How much โ‚น investors are willing to pay for every โ‚น1 a company earns.
Think of P/E as the price you pay for a restaurant's meal vs. how tasty (valuable) that meal actually is.
๐——๐—ฟ๐—ฎ๐˜„๐—ฏ๐—ฎ๐—ฐ๐—ธ๐˜€ ๐—ผ๐—ณ ๐—ฃ/๐—˜ ๐—ฅ๐—ฎ๐˜๐—ถ๐—ผ ๐Ÿšจ
1๏ธโƒฃIt ignores debt:
โ€ข P/E only looks at equity value
โ€ข If a company has huge loans, it might show a low P/E and look cheap, even if itโ€™s not.
2๏ธโƒฃP/E reflects market perception:
โ€ข Share price (numerator) is decided by investors.
โ€ข High-growth or โ€œfamousโ€ companies often get a higher P/E.
3๏ธโƒฃGrowth Matters:
A P/E ratio alone isnโ€™t enough.
Why? A company growing 20% every year will justify a higher P/E than one growing 5%.
๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—˜๐—ฉ/๐—˜๐—•๐—œ๐—ง๐——๐—” ๐—ฅ๐—ฎ๐˜๐—ถ๐—ผ? ๐Ÿค”This ratio has 2 parts:
1๏ธโƒฃ EV (Enterprise Value) = What it costs to buy the entire company today.
Formula: Equity Value + Debt โ€“ Cash
2๏ธโƒฃ EBITDA = Operating Profit before interest, tax, depreciation & amortization.
Basically, What the business earns from operations.
Let's simplify EV with a Shop Example:
Imagine youโ€™re buying a shop for โ‚น10L.
๐Ÿ”น The seller has a โ‚น2L loan
๐Ÿ”น The shop has โ‚น3L cash in its tijori
Your actual โ€œcostโ€ of acquiring the shop:
โ‚น10L (price) + โ‚น2L (loan) - โ‚น3L (cash) = โ‚น9L
Thatโ€™s the Enterprise Value (EV)
๐—ช๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—˜๐—•๐—œ๐—ง๐——๐—”?
It's like looking at a shop's core profits without worrying about extra costs like:
โ€ข Loan interest payments
โ€ข Taxes
โ€ข Depreciation of assets
Why?
Bcoz these costs vary by business, & EBITDA helps compare their true operating performance
๐—˜๐—ฉ/๐—˜๐—•๐—œ๐—ง๐——๐—”: ๐—ช๐—ต๐—ฎ๐˜ ๐—ฑ๐—ผ๐—ฒ๐˜€ ๐—ถ๐˜ ๐—บ๐—ฒ๐—ฎ๐—ป?
It tells you the payback period for your investment.
Example:
If EV = โ‚น2000 Cr & EBITDA = โ‚น200 Cr:
EV/EBITDA = 10x
Meaning: Itโ€™ll take 10 years for the companyโ€™s operating profits to repay your investment.
๐—ช๐—ต๐—ถ๐—ฐ๐—ต ๐—ฅ๐—ฎ๐˜๐—ถ๐—ผ ๐—ถ๐˜€ ๐—•๐—ฒ๐˜๐˜๐—ฒ๐—ฟ? โš–๏ธ
โžฑ P/E Ratio: Best for sectors with high growth & low debt (e.g., IT).
โžฑ EV/EBITDA: Best for capital-intensive sectors with high debt, like:
โ€ข Cement๐Ÿ—๏ธ
โ€ข Steel ๐Ÿข
โ€ข Telecom ๐Ÿ“ž
It accounts for debt and gives a clearer picture.
Final Verdict ๐Ÿ†
โ€ข Use P/E for growth-focused, low-debt companies.
โ€ข Use EV/EBITDA for high-debt sectors or M&A analysis.
Smart investors use both depending on the situation.
Whatโ€™s your favorite ratio? Drop your thoughts belowโคต๏ธ
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