The Millennial Money Woman
The Millennial Money Woman

@The_MMW

14 Tweets 5 reads Apr 18, 2024
I spent 7 years in Wealth Management
And advised 453 Millionaires
Here are 11 powerful methods these Millionaires used to build wealth:
1. Networking
A degree is good, but your network is better.
Start building relationships with:
• Bankers
• Lawyers
• Investors
• Accountants
• Wealth advisors
• Business owners
They know how the game works.
2. Paying Yourself First
The average millionaire saves and invests about 64% of their income.
Never live bigger than your paycheck.
Don't consume, instead, use your paycheck to invest for your future.
Live like an undercover millionaire today to be a millionaire tomorrow.
3. Avoiding Lifestyle Creep
Never allow lifestyle creep to eat away at your wealth.
As you earn more money, save more money.
You will be tempted to spend more money because you can, but don't allow your mind to trick you.
Control your expenses before they control you.
4. Creating Multiple Streams of Income
If you've ever heard of the saying:
"Don't put your eggs in 1 basket."
Then you know that you shouldn't rely on just 1 income source.
Start building multiple income streams today.
5. Avoiding Bad Debt
The WORST type of bad debt is credit card debt.
Carrying bad debt can:
- Lead to bankruptcy
- Damage your credit score
- Increase your stress levels
If you can't pay off your credit in full every month, you can't afford your lifestyle.
6. Building an Emergency Fund
63% of Americans cannot afford a $500 emergency.
That means the average American would have to resort to high-interest credit card debt to pay for surprise expenses.
Do your future self a favor and save 3 to 6 months' worth of living expenses.
7. Creating a Productive Routine
It takes about 66 days for a new behavior to become an automatic habit.
Stick to a productive daily routine to build healthy financial habits.
When you build healthy financial habits, you will struggle less in life.
8. Staying Healthy
76% of millionaires exercise for at least 30 minutes daily.
Never take your health for granted.
Sticking to an exercise routine and a healthy diet is key.
Remember that you cannot enjoy your wealth if you have bad health.
9. Reading More Books
85% of millionaires read books for 30 minutes or more daily.
Books give you a chance to learn from and think like the greatest minds that have walked this earth.
If you want to succeed, you have to read.
10. Not Investing in Depreciating Assets
Most luxury cars lose about 60% of their value after 5 years.
Millionaires don't invest in depreciating assets like luxury cars.
Instead, many millionaires buy used cars and invest the saved money in appreciating assets.
11. Using Money to Make Money
Albert Einstein once said:
"Compound interest is the eighth wonder of the world."
Don't work for your money, make your money work for you.
Thanks for reading!
If you enjoyed this thread:
1. Repost the first post
2. Follow me: @The_MMW
This account exists to help you become financially free.

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