Most people are one hospital bill away from poverty!
A lot of people believe that as long as you’re fit, you don’t need a health insurance
But life is full of uncertainties & it isn’t a choice anymore, it’s a necessity
Here’s how you can choose the right Health Insurance: A 🧵
A lot of people believe that as long as you’re fit, you don’t need a health insurance
But life is full of uncertainties & it isn’t a choice anymore, it’s a necessity
Here’s how you can choose the right Health Insurance: A 🧵
Well, as the name suggests, health insurance covers medical expenses that arise due to an illness.
COVID made us realise how unpredictable life is & how an expensive hospital bill can leave us high and dry.
With this realisation, many started taking health insurance seriously.
COVID made us realise how unpredictable life is & how an expensive hospital bill can leave us high and dry.
With this realisation, many started taking health insurance seriously.
Still, a large number of people
👉consider health insurance as just another tax-saving instrument.
👉consider themselves fit or that savings are enough to get them going in times of stress.
👉consider paying premiums a waste of money because they do not reap any direct returns.
👉consider health insurance as just another tax-saving instrument.
👉consider themselves fit or that savings are enough to get them going in times of stress.
👉consider paying premiums a waste of money because they do not reap any direct returns.
But what they don't realise is its core importance.
So they don't invest their time & explore all the possible options while buying health insurance.
And choosing the best plan demands considerable time & effort because picking the wrong plan might prove costly in the long run.
So they don't invest their time & explore all the possible options while buying health insurance.
And choosing the best plan demands considerable time & effort because picking the wrong plan might prove costly in the long run.
Now, an important question arises:
HOW TO CHOOSE THE RIGHT HEALTH INSURANCE PLAN?
Don't worry. We've got you covered!
HOW TO CHOOSE THE RIGHT HEALTH INSURANCE PLAN?
Don't worry. We've got you covered!
1️⃣ LOOK FOR THE RIGHT COVERAGE:
You need to look for those plans which offer you higher coverage.
Your health plan should secure you against all types of medical problems and also provide for pre & post-hospitalization costs.
You need to look for those plans which offer you higher coverage.
Your health plan should secure you against all types of medical problems and also provide for pre & post-hospitalization costs.
2️⃣ COMPARE NETWORK HOSPITAL COVERAGE:
We always have some preferred doctors and hospitals that offer the best facilities that align with our needs.
After selecting your insurance policies, make sure that your preferred hospital falls within your insurer's network of hospitals.
We always have some preferred doctors and hospitals that offer the best facilities that align with our needs.
After selecting your insurance policies, make sure that your preferred hospital falls within your insurer's network of hospitals.
Or in case you don't have a preferred hospital, just go for a plan with a huge network of hospitals — present across India and abroad.
That'll enable you to afford more modern and advanced treatments.
That'll enable you to afford more modern and advanced treatments.
3️⃣ POCKET FRIENDLINESS:
Choosing a plan that suits your pocket is as important as choosing the one which meets your needs.
One should always opt out a policy that is reasonably priced and doesn't affect your financial well-being.
In short, your policy should be affordable.
Choosing a plan that suits your pocket is as important as choosing the one which meets your needs.
One should always opt out a policy that is reasonably priced and doesn't affect your financial well-being.
In short, your policy should be affordable.
4️⃣ PREFER FAMILY FLOATER PLAN:
While buying a health insurance plan, consider your family members like your mom, dad, husband/wife, and kids.
Purchasing a family health insurance plan is always a better option than buying an individual plan.
While buying a health insurance plan, consider your family members like your mom, dad, husband/wife, and kids.
Purchasing a family health insurance plan is always a better option than buying an individual plan.
5️⃣ HIGHER CLAIM SETTLEMENT RATIO:
CSR is the number of claims settled by the insurance providers out of the total claims received.
So, prefer the insurance provider with a higher CSR.
It would mean that the provider won't screw you at the time of need & you are in safe hands.
CSR is the number of claims settled by the insurance providers out of the total claims received.
So, prefer the insurance provider with a higher CSR.
It would mean that the provider won't screw you at the time of need & you are in safe hands.
But all this is easier said than done, and we've barely scratched the surface here.
There's a lot more that one needs to look out for, such as lifetime renewability, exclusions & other clauses, top-up plans, sub-limits, and much more!
AFTER ALL, IT'S A MATTER OF YOUR LIFE.
There's a lot more that one needs to look out for, such as lifetime renewability, exclusions & other clauses, top-up plans, sub-limits, and much more!
AFTER ALL, IT'S A MATTER OF YOUR LIFE.
We know it’s not an easy decision to make.
That’s why we have partnered with @joinditto to provide you with a free consultation call.
All your queries will be answered by the expert team at Ditto Insurance.
That’s why we have partnered with @joinditto to provide you with a free consultation call.
All your queries will be answered by the expert team at Ditto Insurance.
Here’s how you can book your free call:
1. Go to Ditto’s website: bit.ly
2. Click on “Book a FREE call”
3. Select "Health Insurance"
4. Choose the date & time as per your convenience and RELAX!
Ditto’s advisors will take it from there! LIMITED SLOTS!
1. Go to Ditto’s website: bit.ly
2. Click on “Book a FREE call”
3. Select "Health Insurance"
4. Choose the date & time as per your convenience and RELAX!
Ditto’s advisors will take it from there! LIMITED SLOTS!
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