After 8 years of hardwork, I finally treated myself with an iPhone
6 ways on how you can buy it to within โน50,000 (without exchange)๐งต๐
6 ways on how you can buy it to within โน50,000 (without exchange)๐งต๐
[1] Wait for the right sale
Big Billion Day Sale is there but many times, e-comm players come with special offers on specific phones.
Flipkart was running a sale on iPhone 13. It was priced at โน57,999. On other platforms (Croma), it is priced at โน62,999.
Saved: โน5,000
Big Billion Day Sale is there but many times, e-comm players come with special offers on specific phones.
Flipkart was running a sale on iPhone 13. It was priced at โน57,999. On other platforms (Croma), it is priced at โน62,999.
Saved: โน5,000
![[1] Wait for the right sale
Big Billion Day Sale is there but many times, e-comm players come with...](https://pbs.twimg.com/media/FvqsUJZXoAASBM7.png)
[2] Use the right credit cards
Someone from your good friends will always have the relevant credit card which has maximum cashback available.
Used Flipkart Axis Bank Card for availing 5% discount on โน57,999.
Saved: โน2,900
Someone from your good friends will always have the relevant credit card which has maximum cashback available.
Used Flipkart Axis Bank Card for availing 5% discount on โน57,999.
Saved: โน2,900
[3] Apple Employee Discount
If your friend is an apple employee, they can get it for you at 25% discount.
On the top of that, they get $500 of store credit once in every 2 years. This is based on what I've read on the internet.
If your friend is an apple employee, they can get it for you at 25% discount.
On the top of that, they get $500 of store credit once in every 2 years. This is based on what I've read on the internet.
[4] Claiming GST Credit
I run a business so I have access to claiming 12% GST. I use the phone for my business purpose so I can claim GST credit on Phone.
What if you don't run a business? You know! ๐
Saved: โน6,215
I run a business so I have access to claiming 12% GST. I use the phone for my business purpose so I can claim GST credit on Phone.
What if you don't run a business? You know! ๐
Saved: โน6,215
[5] Claiming Depreciation
After all the discounts and claiming GST credit, the iPhone costed me net โน48,884.
Since, I fall in the 30% income tax bracket, I'll claim depreciation of this phone and it'll save me another 30% of this net cost in taxes.
Will Save: โน14,665
After all the discounts and claiming GST credit, the iPhone costed me net โน48,884.
Since, I fall in the 30% income tax bracket, I'll claim depreciation of this phone and it'll save me another 30% of this net cost in taxes.
Will Save: โน14,665
Now, I didn't exchange the phone as of yet but still it costed me net โน34,219.
There's another killer hack which even I didn't know.
Here's it๐
There's another killer hack which even I didn't know.
Here's it๐
[6] Intermiles Cashback
If you make this purchase using Intermiles generated link, you can save another 1%.
You get cashback in the form of intermiles credits which you can redeem while travelling.
Additional Savings: โน550
Those who've used it can elaborate it better.
If you make this purchase using Intermiles generated link, you can save another 1%.
You get cashback in the form of intermiles credits which you can redeem while travelling.
Additional Savings: โน550
Those who've used it can elaborate it better.
Finally, after all these tricks, you can exchange your phone. I didn't because I don't like this process.
This can save you another โน10,000-โน20,000
This can save you another โน10,000-โน20,000
I believe in living frugally but since most of my work happens over phone so I need a phone that is tough and work well.
Invested 60K in OnePlus 9 Pro 5G 2 years back but the quality was too bad.
So technically, iPhone 13 is a lesser expensive phone
It was a need, not a want!
Invested 60K in OnePlus 9 Pro 5G 2 years back but the quality was too bad.
So technically, iPhone 13 is a lesser expensive phone
It was a need, not a want!
If there are more methods you know on saving money while purchase mobile phones, do share in the comments ๐
Also, do tell me how do you treat yourself for the hardwork you do? ๐
Also, do tell me how do you treat yourself for the hardwork you do? ๐
Found the content useful?
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๐ธFollow me (@BahlKanan) for more on Personal Finance and Investing
๐ธGo to my profile and hit the bell icon๐
๐ธRetweet the first tweet for more awareness๐
TL;DR
[1] Wait for the right offers
[2] Use the best credit card
[3] Apple employee discount
[4] GST input
[5] Depreciation
[6] Intermiles cashback
If you didn't read. Do read! I missed out on some cashbacks which you shouldn't :)
[1] Wait for the right offers
[2] Use the best credit card
[3] Apple employee discount
[4] GST input
[5] Depreciation
[6] Intermiles cashback
If you didn't read. Do read! I missed out on some cashbacks which you shouldn't :)
How do you treat yourself for the hardwork you do?
P.S. It is a need in my case. I have to travel due to nature of my work and still make videos for YouTube etc.
iPhone fulfils the purpose of both - a phone and a good quality camera/mic.
iPhone fulfils the purpose of both - a phone and a good quality camera/mic.
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