7 Tweets 1 reads Mar 14, 2023
#MintPrimer | The collapse of #SiliconValleyBank has caused ripples across the financial world but is unlikely to affect Indian lenders. There are a few reasons why.
Mint explains how stressed banks were managed in the past: livemint.com
#MintPrimer | India has also had its share of bank failures in the past, both pre- and post-Independence.
Read here: livemint.com
#MintPrimer | Your bank deposits are insured up to Rs 5 lakh - known as deposit insurance - which is 3.01 times Indiaโ€™s per capita income
In the US, the deposit cover is at 3.6 times that nationโ€™s per capita income, while in Russia it is 1.6 times.
Read: livemint.com
#MintPrimer | Macquarie Capital says Indian banks largely do not fund startups & hence any impact on the #startup world should be manageable to a large extent.
Read here: livemint.com
#MintPrimer | Deposit #insurance started with a sum of โ‚น1,500, way back in 1962. This was gradually increased to โ‚น100,000 in 1993 and most recently, to โ‚น500,000 in 2020.
Read here: livemint.com
#MintPrimer | Recent examples include #YesBank and #LakshmiVilasBank from 2020. These cases show how the regulator and the government acted in time to stitch together rescue plans.
Read here: livemint.com
#MintPrimer | Although the brisk pace of credit growth is expected to slow down in FY24, banks are at their best shape in decades.
Read here: livemint.com

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